SIVER'S INDEPENDENCE/OBJECTIVITY

Siver is independently owned and not related to, or affiliated with, any other organization. Siver is entirely owned by its officers and employees. We do not sell insurance, nor do we receive, directly or indirectly, any commissions, contingent commissions or overrides. All of our income is directly derived from the fees we charge our clients. All income we receive as a result of, or in connection with, our services to a client will appear on our invoice to that client. We adhere to a strict code of ethics and do not accept gifts, trips, prizes, or anything else of any value from vendors in the insurance industry.

In short, we serve only our clients. This approach assures our clients that Siver never has any vested interest in anything other than our clients’ best interests, and that they may rely on our objective recommendations.